Simple, you pass our details to somebody who contacts us.

Referrals that lead to a qualifying transaction being completed, and some examples of qualifying transactions include;

- Buy To Let mortgages
- Property Refurbishment Finance
- Bridge Finance
- Commercial Mortgages
- Secured Business Loans
- Property Development Loans
- Commercial Property Investment Finance

Most loans that are secured on property (Real Estate), which are not regulated.

Good news!
Transactions not meeting the criteria (i.e. a transaction not secured on a property) but still involving business finance will be eligible for a discretionary reward. With the amount of any such reward payment being determined by the nature, size and type of the transaction.

More Good News!
You might pass on our details to someone who completes a regulated transaction with us first (such as a residential mortgage), and that's non-qualifying. However, if they complete a an unregulated qualifying transaction within 18 months of the referral we'll make a reward payment on that.

Upon registering, you will receive a Unique Referrer Number (URN). This URN links to you without disclosing your personal details to others.

We want to make sure that borrowers use your URN when they contact us – so that you get your £1,000 reward payment. To encourage borrowers you refer to give us your URN we offer them a £100 Amazon Gift Card – issued on completion of the loan transaction

You'll make people you refer aware of the value of quoting your URN - the £100 AGC offer.

We ask all borrowers if they have a URN when they contact us.

Should you wish to verify your connection to a specific referral, you are free to contact us.

No we wont disclose your details.

1. No transactions that are defined by the FCA as regulated are qualifying. A typical non-qualifying transaction is a personal loan facility of any type (including a mortgage on a property that the borrower lives in). The main reason for this is that specific rules apply in respect to regulated transactions. These rules affects marketing activity and have implications for anyone making referrals. 

2. Business transactions that are unsecured. Meaning, not secured on a property (Real Estate).

Good news!
Transactions not meeting the criteria (i.e. a transaction not secured on a property) but still involving business finance will be eligible for a discretionary reward. With the amount of any such reward payment being determined by the nature, size and type of the transaction.

More Good News!
You might pass on our details to someone who completes a regulated transaction with us first (such as a residential mortgage), and that's non-qualifying. However, if they complete a an unregulated qualifying transaction within 18 months of the referral we'll make a reward payment on that.

Anyone over 18 years old can apply.

Reward Payments will not be made where the borrower is one and the same as the Referrer. This includes where the Referrer is a Director or Shareholder in the borrowing business.

Unlimited. For each unique borrower who provides your URN, we'll pay you £1,000 when they complete a qualifying transaction.

However, note that you will not receive more than one reward payment per borrower, nor for any borrower with whom we already have an existing relationship.

To ensure you receive recognition, it is crucial that the borrower mentions your Unique Referrer Number (URN). That's why we offer a £100 Amazon Gift Card (AGC) to the borrower when they provide us with your URN.

This serves as our way of encouraging borrowers to remember to use your URN.

Should you wish to verify your connection to a specific referral, you are free to contact us.

We commit to the highest standards of privacy for all information, including details provided by referrers. Our operations are registered with the Information Commissioner's Office, the primary authority upholding information rights in the UK.

Additionally, we are authorised and regulated by the Financial Conduct Authority, which supervises the conduct of financial services firms in the UK.

We are proud members of the National Association of Commercial Finance Brokers and fully endorse its code of practice, further demonstrating our dedication to ethical and professional standards.

You might only want our contact details and your Unique Referrer Number (URN), so that whenever you spot an opportunity, you're ready to put your name on the £1,000 reward paid on completion of a qualifying transaction.

However, you may also be interested in other marketing materials, e.g. if you have a workplace, vehicle, or similar where they could be useful, or if you're to want to leave a flyer for someone. We can supply the following:

1. We'll supply a personalised QR code that provides our contact details and  your URN). This can be stored on your smartphone or pasted into digital communications.

2. Customisable marketing materials, where your QR Code and URN can be prominently displayed, will be made available for you to download and print. 

3. Additionally, upon request, we can provide a range of marketing materials such as stickers, hang tags, email templates, and social media posts.

If you have more questions you want answered before registering feel free to contact us;

Tel: 020 3633 4421
Email: refer@fittolend.com